Can I Still File for Chapter 7 Bankruptcy If I Own a Car or Home in Michigan?

March 29, 2025

Many people believe owning a car or home disqualifies them from Chapter 7 bankruptcy—but that’s not always true in Michigan. Understanding the state exemptions can make all the difference.

Michigan Bankruptcy Exemptions

Michigan allows you to protect certain assets under state or federal exemptions, including:

EQUITY IN YOUR PRIMARY RESIDENCE
ONE VEHICLE UP TO A CERTAIN VALUE
PERSONAL PROPERTY, SUCH AS CLOTHING AND FURNITURE

What Is Reaffirmation?

If you want to keep your home or car, you may reaffirm the debt, meaning you agree to continue making payments. As long as you're current and can maintain the payments, you usually can keep the asset.

How Apex Legal Group Can Help

At Apex Legal Group PLLC in Monroe, MI, we walk you through the means test, identify your exemptions, and ensure your petition protects the property most important to you.

Call (734) 240-5050 for a free consultation and see if Chapter 7 is your path to a fresh financial start.

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What to Do If You’re Charged With a Misdemeanor in Monroe County

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Being charged with a misdemeanor in Monroe County may seem minor, but it can affect your job, your license, and your criminal record. Quick legal action is the best way to minimize the impact. Common Misdemeanors in Monroe County Our criminal defense team handles charges such as: FIRST-TIME OWI (OPERATING WHILE INTOXICATED) RETAIL FRAUD (SHOPLIFTING) SIMPLE ASSAULT OR BATTERY DISORDERLY CONDUCT The Court Process A misdemeanor case usually involves: ARRAIGNMENT (FORMAL CHARGES) PRE-TRIAL CONFERENCE POSSIBLE PLEA DEAL OR TRIAL Why You Need a Defense Attorney Apex Legal Group PLLC helps clients: REDUCE OR DISMISS CHARGES AVOID JAIL TIME OR A PERMANENT RECORD NAVIGATE NEGOTIATIONS WITH THE PROSECUTOR If you're facing a misdemeanor charge in Monroe County, call Apex Legal Group PLLC today at (734) 240-5050 . Early legal intervention makes all the difference.

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What Happens If You Miss a Child Support Payment in Michigan?

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Missing a child support payment in Michigan can lead to serious consequences. Whether it's due to a job loss, medical emergency, or other life circumstances, it's important to understand your rights and take action quickly. Legal Consequences for Missed Payments In Michigan, if you fall behind on child support, you may face: GARNISHMENT OF WAGES SUSPENSION OF YOUR DRIVER’S LICENSE TAX REFUND INTERCEPTION NEGATIVE CREDIT REPORTING CONTEMPT OF COURT CHARGES, INCLUDING POSSIBLE JAIL TIME What Should You Do? Don’t wait until enforcement actions begin. If your financial situation has changed, you can request a child support modification. Apex Legal Group PLLC can help you file the necessary paperwork and represent your interests in court. Why Legal Guidance Matters Our experienced family law attorneys in Monroe, MI, understand the complexities of Michigan’s child support laws. We can help you: NEGOTIATE A MANAGEABLE SUPPORT PAYMENT AVOID ENFORCEMENT PENALTIES PRESENT YOUR CASE EFFECTIVELY BEFORE THE JUDGE Call Apex Legal Group PLLC at (734) 240-5050 to schedule a consultation.